The holiday season often brings joy and excitement, but for many, it also brings the stress of last-minute Christmas gift shopping. If you find yourself scrambling to find the perfect pang-regalo as the clock ticks down, fear not! With a few of these hacks, you can navigate the crowded stores and online shopping frenzy to secure thoughtful gifts for your love ones without sacrificing quality.

Create a game plan

Make a list of the people you need to buy gifts for and jot down a few ideas for each person. Having a clear plan will help you stay focused and on-budget, thus avoid wandering aimlessly through stores or websites. Prioritize the most important gifts first and allocate your time accordingly.

Check local stores and tiangges

Local shops and boutiques often carry one-of-a-kind items that can make for special gifts. Explore your neighborhood or nearby shopping districts to discover hidden gems that you wouldn’t find in larger (and often overcrowded!) chain stores.

Embrace online shopping

In the digital age, online shopping is a lifesaver for last-minute shoppers. Take advantage of express shipping options and explore online marketplaces to find unique and thoughtful gifts. Many websites offer gift-wrapping services, saving you time during the wrapping process.

Opt for e-gift cards

When time is of the essence, e-gift cards can be a perfect solution. Choose a popular retailer or an online platform that caters to a variety of interests. E-gift cards can be delivered instantly via email, allowing your recipients to choose their own presents. Check out or

Try curbside pickup

If you’re short on time but prefer the in-store experience, check if your favorite retailers offer curbside pickup. This way, you can browse online, make your selections, and have them brought directly to your car without stepping foot in the store.

Buy subscription services

Subscription services are an excellent last-minute gift idea. Whether it’s a media streaming service or a new video game, these subscriptions can be purchased quickly online and offer the gift of ongoing enjoyment throughout the year.

Stay safe while online shopping! Did you know that all CIMB Bank PH deposit customers can now transact online using their account safely and securely via the CIMB Virtual Debit Card? It’s super fast and easy to activate: just get on the CIMB mobile app and link your savings account as needed. If you wish to not go overboard with your spending, you can set your own transaction limits, and block or unblock your virtual card with just a few clicks—definitely a must-have in this Christmas rush!

What’s more, as a way to celebrate CIMB Bank PH’s 5 th anniversary, you can get additional 3% per annum interest on your savings if you use your Virtual Debit Card and spend a total cumulative amount of at least P5,000. Offer is valid until December 31, 2023.

To know more about CIMB Bank PH’s Virtual Debit Card, visit